term loan 808.20 million Baht, dividend payment of 848.63 million Baht, 84.74 million Baht for interest payment by cash, and short-term loan drawdown of 380.00 million Baht. Interest Bearing Debt total

50 Total Debt to Equity Ratio (Times) 0.51 0.71 Interest Coverage Ratio (Times) 73.26 43.82 Debt Service Coverage Ratio (Times) 6.55 2.59 (3) Asset Management Capability (3.1) Debtor Quality, Accounts

Equity Ratio (Times) 0.38 0.51 Interest Coverage Ratio (Times) 141.76 72.99 Debt Service Coverage Ratio (Times) 85.39 56.23 (3) Asset Management Capability (3.1) Debtor Quality, Accounts Receivable Aging

(Days) 36 48 Total Debt to Equity Ratio (Times) 0.43 0.51 Interest Coverage Ratio (Times) 153.16 73.26 Debt Service Coverage Ratio (Times) 10.69 6.55 - 6 - (3) Asset Management Capability (3.1) Debtor

Average Payable Period (Days) 22 17 Cash Cycle (Days) 38 48 Total Debt to Equity Ratio (Times) 0.49 0.51 Interest Coverage Ratio (Times) 114.45 73.26 Debt Service Coverage Ratio (Times) 14.12 6.55 (3) Asset

Average Payable Period (Days) 17 17 Cash Cycle (Days) 45 48 Total Debt to Equity Ratio (Times) 0.54 0.51 Interest Coverage Ratio (Times) 85.99 73.26 Debt Service Coverage Ratio (Times) 21.20 6.55 (3) Asset

) 235.76 126.53 Debt Service Coverage Ratio (Times) 94.15 75.36 (3) Asset Management Capability (3.1) Debtor Quality, Accounts Receivable Aging, Provision and Sufficiency of Allowance for Doubtful Debts The

debt. As of November 30, 2020, the Company’s total cards reached 9.11 million cards, including 2.91 million credit cards, and 6.20 million-member cards. The Company has active customers more than 2

market of locally made gifts and delicacies. Total NLA is approximately at 25,000 sqm. with the occupancy rate on the opening day at 85%. Asset Enhancement Initiatives CPN continuously engage in asset

year. Company Financial status 1. Total asset, the company had total asset as at December 31, 2019 with amount of 810.91 million bath decrease from December 31, 2018 by 75.44 million baht or 8.51