business strategies and the environment in which the Company will operate in the future and are not a guarantee of future performance. 2019 and 2021 projections are based on historical 2017-2018 performance

election, which is expected to take place early of 2019. Thai Banking Industry Although the commercial banking system in Thailand is facing challenges from an uncertain economic environment, its lending and

environment, but its lending and deposits in the third quarter of 2018 grew further, with lending expanding at a higher rate than deposits. Consequently, the loan to deposit ratio has risen from the previous

saw a sideways down market throughout the third quarter, resulting SETI to drop and close at 1,237.04. Given such a non-trending market environment, average daily turnover in this quarter shrank by 20

Baht 8,151 million in expected credit losses from the previous quarter to further strengthen the Bank’s reserve level amid global economic uncertainties. Amid a record low interest rate environment, the

Company’s present and future business strategies and the environment in which the Company will operate in the future and are not a guarantee of future performance. 2019 and 2021 projections are based on

or warranty, express or implied, as to the accuracy or completeness of the information contained in this document or otherwise made available nor as to the reasonableness of any assumption contained

period ended 31 March 2018, and the information memorandum regarding an acquisition of assets, disclosed on 27 February 2018.) Performance Summary Total Revenues In 1Q18, Singha Estate reported

กล่าวต้องเป็นพหุภาคีประเภท Signatory A ใน Multilateral Memorandum of Understanding Concerning Consultation and Cooperation and the Exchange of Information (“MMOU”) (“IOSCO MMOU”) 1.2 หน่วยงานก ากับดูแลของ

A ใน Multilateral Memorandum of Understanding Concerning Consultation and Cooperation and the Exchange of Information (“MMOU”) (“IOSCO MMOU”) 1.2 หน่วยงานก ากับดูแลของประเทศที่อยู่ในกลุ่มประเทศ