as two separate line items in the audited financial statements for the years ended 31 December, 2016, 2017 and 2018, but are reclassified to be presented as a combined line item, “ interest income from
households. These drivers combined to support growth momentum and helped offset the still lingered at a low level of private investment and contracted in public spending. As the momentum from the above
the same period last year, reflecting the concentration of domestic demand. This, combined with structural factors such as the expansion of the global value chain and e-commerce, increased the
TV, print, magazines, etc. , combined with the ongoing development of new products and menu offerings. Additionally, the overall sales revenues increased also because of price adjustments made for the
market business work closely together in order to achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking
increase in yield on earning assets in all categories, combined with an increase in average loan volume. Consequently, interest income rose by Baht 2,329 million which was attributable to interest income
) of the combined business as it will be able to manage power generation and utility systems, infrastructure and electricity/steam network, which will reduce redundancy in future investments and decrease
effectively improve the overall operating performance (operation synergy) of the combined business as it will be able to manage power generation and utility systems, infrastructure and electricity/steam network