2016 Pe rfo rm an ce Group Revenues 3,292 2,897 Group Sales Volume (k tons) 182 187 Group EBITDA 213 109 Group Net Profit (Loss) 65 (30) HR C HRC Sales (k tons) 182 187 HRC Production Volume (k tons) 190

%) (18.34) 991.35% Financial Cost and Income tax expenses 4.54 0.07% (6.76) (0.12%) 11.30 167.16% Net Profit (Loss) 423.62 6.59% 488.52 8.86% (64.90) (13.29%) Earnings per share (Baht per share) 0.3239 0.3735

the increase in product sales volume of 2.51 percent. Cost of services was Baht 81.24 million, which increased from the same period of previous year by Baht 1.23 million or 1.54 percent, due to the

price in order to no loss from procurement and stock inventory The company had sales volume decrease for the 6 months ended June 30, 2019 as result to the costs of goods and services decreased amount of

of creditors. In cost of sales due to the company had sales volume decreased in 2019 as result to the costs of goods and services decreased amount of 34.99 million Baht or decreased 11.49% compared

cardless cashing totally online shopping increased around 2 times and cardless cashing share more than 30% of total personal loans. Moreover, our revenue from bad debt recovery growing by 11% y-y. Details of

1.0% 4.5% 27,814 27,229 2.1% Earnings per share (Baht) 4.94 4.90 4.73 1.0% 4.5% 14.57 14.26 2.1% Net interest margin 2.35% 2.36% 2.42% (0.01)% (0.07)% 2.39% 2.38% 0.01% Net fees and service income to

of: Cost of sales was Baht 615.77 million, which decreased from the same period of previous year by Baht 24.97 million or 3.90 percent, due to the decrease in product sales volume of 0.69 percent as

increased from the same period of previous year by Baht 79.97 million or 10.75 percent, due to the increase in product sales volume of 10.07 percent and from the increase in provision for employee retirement

was Baht 698.90 million, which increased from the same period of previous year by Baht 37.33 million or 5.64 percent, due to the increase in product sales volume of 9.31 percent. Cost of services was