compared to Q1 2017 of 817 million Baht, comprising of: (1) gross profit from property business of 156 million Baht (29% of total revenues from property business); significantly decreased by 70% as compared

segment, which allows customers to use their credit line to invest in order to gain returns on their property holdings, while the approved credit limit is based on discounted loan-to-value ratio. Being

confidence and higher household incomes. In early October, Bank of Thailand announced tighter mortgage rules in order to cool the property market and avoid the escalation of risks. Domestically, private

to the new TFRS 16 - Lease of Baht 75 million and an increase short-term and long-term loan from Financial Institutions. Net Profit In 1Q20, the Company reported the net loss including attributable to

property by considering on the proper location in one-connecting land with convenient transportation and is close to Rama 3 Road. There is a future project to increase value added of the assets by having the

of the increase in net loan issuance (after deducted loan repayments) of Baht 2,165 million. Property, Plant and Equipment increased by Baht 831 million or 3% due to the cost of land and construction

Samui Airport Property Fund during this period. Unit: million baht January-March 2020 2019 Variance Amount % WFS-PG Cargo Company Limited 36.7 87.2 (50.5) (57.9) Samui Airport Property Fund 93.5 110.8

the NPL market shall continue to support JMT's growth in the future. 3. Personal Loan Business J Fintech Company Limited ("J Fintech"), engaging in the business of lending money under the brand "J Money

-term loan repayment capacity supported by solid operation, and the impact of strengthened Baht currency, which together helped offset an increase in interest rate. Earnings before interest, tax

%, respectively, from the same period of previous year, mainly due to increase in management income from property fund and REITs as higher asset value, together with increase in dividend received from Glow IPP