has failed to maintain the qualifications in accordance with the approval rules, or has failed to meet the conditons after aprroval, or has failed to diclose a complete, correct and sufficient material

Bank loan portfolio registered growth in all segment except for hire-purchase which still contracted during 2017. Housing loans increased by 204.8%, micro SMEs including SME Car3x loans expanded at 83.9

– 2016. The Bank loan portfolio registered growth in all segment except for hire-purchase which still contracted during 2017. Housing loans increased by 204.8%, micro SMEs including SME Car3x loans

cost optimization will be the key engine to grow EBITDA at mid-single digit growth. CAPEX is estimated between Bt27-30bn for growth opportunities in core business and to sustain our network leadership

cost was due to the ability to maintain low financial cost as well as the Company’s policy to manage liquidity risk and interest rates fluctuation risk by mainly locking in long-term borrowing, which is

: According to the debentures and long-term loan agreements, the company was required to maintain its D/E ratio of not higher than 2 .0 times. For the long-term loan agreements, there is additional condition to

maintain as the leader of online top-up machines market, both in terms of number of kiosks and total usage amount. The Company emphasizes efficient Boonterm kiosk spot. In 1Q18, the Company has installed 5

SHR and the Company significantly as well as financially support potential future growth of SHR. Nevertheless, the Company intend to maintain its shareholding in SHR at 60% of SHR's paid-up capital

ordinary shares of 1,437,456,000 shares under IPO with a par value of THB 5.00 per share and IPO price at THB 5.20 per share. Nevertheless, the Company intends to maintain its shareholding in SHR at 60% of

decrease in finance cost was due to the ability to maintain low financial cost as well as the Company’s policy is to manage liquidity risk and interest rates fluctuation risk by mainly locking in long-term