average financing cost as of June 30, 2020 stood at 2.29% Net debt to equity ratio stood at 0.55x Capital Structure As of June 30, 2020, the Company reported total interest-bearing debt of THB 43,791 mn, an

of sale from 4Q19 onwards as well as transferred 2 standalone projects in 2Q20. Weighted average financing cost as of June 30, 2020 stood at 2.29% Net debt to equity ratio stood at 0.55x Capital

was uneven, with improvement concentrated in only certain industries. Under these circumstances, KBank has developed effective credit risk management policies, tools and processes to cope with potential

food and services industries from the lifting of curfew measures as it will allow more local consumption, which is one of the major recovery factors for the Company. Early Closure Operating Hours Nu m be

confidence in the country’s economy. As a result, from the mentioned factors, the tourist industry which includes the food and retail industries have been positively impacted. AU’s strategic approaches in 2023

, KBank has focused on portfolio management so as to control credit concentration within the established limits. Close monitoring of customer risk profile across industries has been undertaken through the

and dividend payment. As at 31 December 2019, interest-bearing debt amounted to Bt94,184mn with debt to equity ratio of 1.36 and net debt to EBITDA of 0.92. Therefore, the company has strong capital

Microsoft Word - Fancy Wood - IM1 EN v 4 _11092017_.doc 1 Information Memorandum regarding Acquisition of Assets of Fancy Wood Industries Public Company Limited (Amendment) September 8, 2017 The

, and packaging industries. In addition, numerous activities were held to strengthen business networking for our customers. A notable learning course in this quarter was Professional Family Business

) -28% (108,690) -43% (133,577) -55% Total equity 91,131 33% 61,310 24% 206,423 85% Total liabilities and equity 278,792 100% 255,439 100% 243,955 100% (in thousand Baht) 3.2 Sale of investments in