JMT, JAS Asset, J Fintech and associated company namely Singer Thailand. Moreover, the Company prepare for disruption of technology by set up J Ventures for development of technology for Group of

orders of Scrap Steel made to trade partners, which was irrevocable, in the amount of THB 1,276 Million. At present, the Company receives all the said scrap. In addition, for the explanation that the

Scrap Steel made to trade partners, which was irrevocable, in the amount of THB 1,276 Million. At present, the Company receives all the said scrap. In addition, for the explanation that the Company still

Roadmap and endorsed by the SEC. We encourage listed companies to run business responsibly based on good corporate governance principles for the best interest of stakeholders and the society at large. In so

Management Discussion and Analysis For the second quarter and six months ended June 30, 2018 (Unaudited) Kiatnakin Bank Public Company Limited Investor Relations Email: investor_relations

at 12 12.49%. When including profit up to end of 4Q18, the BIS ratio will increase to 17.46% while Tier-1 ratio will be 13.65%. Business Segment Performance The Kiatnakin Phatra Financial Group (“the

2019 Revenue Major revenue of The Group mainly came from revenue from Transmission and Telecommunication Tower and revenue from sales of electricity. In 2019, The Group reported revenue from steel tower

amounting to Baht 8,778 million. As at 30 June 2018, the Company had 130,348 top-up kiosks across Thailand. Gross Profit and Gross Profit Margin Q2’ 2018 Q2’ 2017 Increase (decrease) Million Baht % Million

quarter, the Company started to recognize revenue from Power Business (Solar Rooftop Projects) at Baht 1.4 million. Gross Profit and Gross Profit from Operation In 1Q2019, Gross Profit was Baht 183.4

of the ordinary shares of TSE Overseas Group Co., Ltd. ("TSEO"), which is a subsidiary with 100% shareholding by Thai Solar Energy Public Company Limited equivalent to 74,000,000 ordinary shares at the