(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE REVIEWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

คนืเงนิกูย้มืระยะยาวและสนิเชือ่เชา่ซือ้ Consolidated 2563 2562 อัตราสว่นสภาพคลอ่ง (เทา่) 0.69 0.64 อัตราสว่นหนีส้นิทีม่ภีาระ ดอกเบีย้จ่ายตอ่สว่นของ ผูถ้อืหุน้ (เทา่) 2.41 2.49 กระแสเงนิสด หนว่ย : ลา้นบาท

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

consolidated financial statements as of 31st March 2020. However, the company does not have asset acquisition transactions during the 6 months prior to the meeting of the Board of Directors when approving this

hundred fifty-one million two hundred thousand Baht) and can be evaluated as the maximum size of 36.72 percent according to the total consideration approach (using the CEN’s review consolidated financial

dividend payment shall still be made twice a year and is based on consolidated earnings and subjected to the availabil ity of retained earnings on the separate financial statements . In all cases, dividend

a year and is based on consolidated earnings and subjected to the availability of retained earnings on the separate financial statements . In all cases, dividend payment shall depend on cash flow

exchange rate of receivable under finance lease agreement, gain(loss) on forward contracts, insurance claim and gain from business acquisition. Change QoQ Consolidated financial statements Change YoY 2

financial flexibility to lead, compete, and pursue growth prospect in any changing circumstances. The dividend payment shall still be made twice a year and is based on consolidated earnings and subjected to

that we have the financial flexibility to lead, compete, and pursue growth prospects in any changing circumstances. The dividend payment shall still be made twice a year and is based on consolidated