of 31% YoY. Selling expenses to sales reduced to 9% from 12% in Q1/2019 due to efficiency selling expense cut and control. 47% 46% 44% 37% 43% 53% 54% 56% 63% 57% 25% 30% 35% 40% 45% 50% 55% 60% Q1/19

bonus due to the unforeseen circumstances that might happen in the future. There was also financial support policy from Social Security Board for COVID-19 by reduced 5% employer’s monthly contribution to

83.00 million baht, a decrease of 16.38%. Of income for the same period in the previous year as customers in the automotive parts segment reduced their production capacity, resulting in fewer jobs. The

% increased YoY. Gross Profit 1Q19 Gross profit at THB 1,303m represented a significant increase of 147% from the same period last year. However, the Company’s gross profit margin slightly reduced from 47% in

and mortgage fee of residential property worth up to 3 million THB/unit will be reduced. It is expected that the measures will become effective in Q4/2019 until 24th December 2020. There is also a

. The debt-to-equity ratio reduced to 0.40 at 30 September 2019 compared to 2.34 at the end of 2018. This improvement was mainly due to (1) the repayment of all short-term borrowings from financial

follow by contract. However, Construction income received in advance and Advance received from construction contracts were reduced by total of Baht 139.00 Million, or 32.90%, compared with last year. Due

reduced, resulting in an increase in gross profit of 2.86 million baht because the Company is able to better manage containers. The Group has revenue from sales for the 9 month period ended on 30 September

channels to customers and reduced the Company’s operation cost. As a result, the Cardless transactions currently accounted for 38% of total personal loan sales. Total Sales 36,810 MB 50% 30% 5% 15% Loans

existing customers have reduced their minimum order due to in February 2022, the Committee on Energy Policy Administration (CEPA) has a resolution for adjusting the proportion of biodiesel mandatory from B7