position 4. Analysis of the consolidated cash flow 5. Future operating trends Summary of the company's operating results In 1Q2020, many countries around the world including Thailand were facing with the

-19 outbreak and to alleviate economic downturn. Although, many countries have gradually relaxed the lockdown measures, and businesses resumed their operations, consumer spending is still not yet fully

, there are many large projects, their project values were less than 1,000 MB unlike the received project in 2019, their project values were more than 1,000 MB. While the cost of sales and services

units of the REIT; and (2) 50 percent of all issued units of each class in case of many classes of units. Units which are held by associated person of the settlor shall be included in the calculation

/2023 was THB 11 million, decreased by THB 1 million or 8% from Q3/2022, as The Company have transformed some of the pop-up stores into an actual branch, after receiving positive feedback from many pop-up

percent. Total business loans (64.1 percent of all loans) shrank by 0.8 percent due to the economic slowdown and debt repayments in many types of businesses. Corporate loans (excluding financial businesses

forward-looking statements. These forward-looking statements are based on numerous assumptions regarding the Company’s present and future business strategies and the environment in which the Company will

. These forward-looking statements are based on numerous assumptions regarding the Company’s present and future business strategies and the environment in which the Company will operate in the future and

different from the future results, performance or achievements expressed or implied by such forward-looking statements. These forward- looking statements are based on numerous assumptions regarding the

numerous assumptions regarding the Company’s present and future business strategies and the environment in which the Company will operate in the future and are not a guarantee of future performance. 2019 and