million, an increase of 26.0% from the end of 2017. Commercial Lending includes real estate development loans and SMEs loans, details are as follows: Real estate development loans (RE) were Baht 29,052

Lending business amounted to Baht 58,116 million, expanded by 4.1% from the end of 2018. Commercial Lending includes real estate development loans and SMEs loans, details are as follows: Real estate

addition 53,300 53,800 64,500 60,400 81,600 FBB ARPU (Baht/user/month) 573 574 563 558 549 9M19 Snapshot For 9M19, AIS’s total revenue increased by 6.9% YoY, standing at Bt133,969mn. This includes revenue

business amounted to Baht 58,116 million, expanded by 4.1% from the end of 2018. Commercial Lending includes real estate development loans and SMEs loans, details are as follows: Real estate development

Bank loan portfolio at 15.7% as of end of 1Q20. Commercial Lending business amounted to Baht 63,469 million, expanded by 4.2% from the end of 2019. Commercial Lending includes real estate development

Lending includes real estate development loans and SMEs loans, details are as follows: Real estate development loans (RE) totaled Baht 34,492 million, growth of 9.2% from the end of 2019. SMEs loans were

customers through our partnership strategy. This includes content collaborations with Disney+ Hotstar, BBC, and Thai League. Expected mid-single digit growth in FY22 In summary, AIS generated Bt130,972mn of

includes (a) the Issuer’s directors, (b) key executives, and (c) any other such equivalent person as directors, managers or persons holding the four highest positions on the management level below the

their credit bureau and the customers can use this service all branches. 4.6 Goods and Services Payment Service includes utility charges, credit card, insurance premiums, other expenses and automatic

1,086.7 1,001.9 84.8 8.5 3,224.2 3,022.6 201.6 6.7 Remark (1) Other revenue includes revenue from BAC Gourmet House Company Limited, the subsidiary of BAC which main activity is to provide food services in