percent, a drop from 0.78 percent in the same period last year and 0.66 percent in the last quarter, reflecting the low overall cost of production and the slow recovery in household purchasing power. The

be effective in 2020, the Thai commercial banking system will be more stable and able to support loan expansion in the next phase. Overall Picture of the Bank and its Subsidiaries Million Baht Item

% (0.39)% (0.23)% 2.31% 2.42% (0.11)% Net fees and service income to operating income ratio 17.4% 24.1% 21.2% (6.7)% (3.8)% 20.4% 22.5% (2.1)% Cost to income ratio 46.5% 43.1% 45.3% 3.4% 1.2% 45.0% 44.0

3.4% from the first quarter of 2019, mainly due to the decrease in staff expenses which was resulted from effective cost management following the coronavirus outbreak (COVID-19) and the increased

which was resulted from effective cost management following the coronavirus outbreak (COVID-19) and the increased expense in supporting services. Expected Credit Losses (Reversal) To allocate provision in

นการยกเลกิการเสนอขาย หลกัทรัพย ์และการจองซือ้หลกัทรัพย ์เป็นตน้ Disclose other material information such as financial advisor, lead-underwriter, co-underwriter, effective date of registration statement

Transaction size = Total investment cost x 100% Total assets of the Company = (50 X 100) 455.64 = 10.97% (4) Value of securities a listed company issues to pay for asset acquisition Transaction size = Number of

Magic, specialist engineers, structural engineers and contractor. The fee is based on the appropriateness of the cost of machinery, labour, and special techniques required to complete the designed

, effective cost management and development of the quality of products and services. In order to achieve such goals, the Company starts the process of reorganization in 2021 to transform from being a functional

consideration of using the pledge rights in the amount of Baht 100,000,00 in case that WHART Trust extend the lease period. 2 Cost estimate of the assets value of Bangkok Property Appraisal Company Limited