maintain internal records that are accurate and sufficiently detailed and comprehensive to reconstruct the credit rating process for a given credit rating action. The records should be retained for as long

-current liabilities 60,222 62,919 70,736 17% 12% Total liabilities 84,962 87,532 92,676 9% 6% Shareholders' equity Retained earnings - unappropriated 52,913 55,094 57,847 9% 5% Other shareholders' equity

Capital 47,500,000 58.17% 47,500,000 62.77% 47,500,000 51.35% Retained Profit (Loss) Appropriated 750,000 0.92% 750,000 0.99% 750,000 0.81% Not Appropriated (7,085,524) -8.68% (16,845,254) -22.26

58.17% 47,500,000 62.77% 47,500,000 51.35% Retained Profit (Loss) Appropriated 750,000 0.92% 750,000 0.99% 750,000 0.81% Not Appropriated (7,085,524) -8.68% (16,845,254) -22.26% (72,024,759) -77.86% Total

debt 24,471 26,767 9% Other non-current liabilities 43,925 86,738 97% Total non-current liabilities 68,396 113,505 66% Total liabilities 89,471 144,121 61% Shareholders' equity Retained earnings

assets 970 Total assets 1,238 Current liabilities 1,109 Non-current liabilities 1,119 Total liabilities 2,228 Share capital 3,959 Surplus on land revaluation 66 Retained earnings (deficits) (5,015) Total

490 730 Non-current liabilities 1,119 1,061 824 Total liabilities 2,228 1,551 1,554 Share capital 3,959 3,739 3,300 Surplus on land revaluation 66 Retained earnings (deficits) (5,015) (4,168) (3,577

113,505 66% Total liabilities 89,471 144,121 61% Shareholders' equity Retained earnings - unappropriated 61,457 54,253 (12%) Other shareholders' equity 19,005 17,988 (5%) Total shareholders' equity 80,462

Share capital 5,615 5,615 0% Share premium 60,331 60,331 0% Retained earnings & Reserves 55,344 45,804 21% Total equity attributable to shareholders 121,290 111,750 9% Subordinated perpetual debentures

60.00 60.00 Share Premium 40.00 40.00 40.00 Retained earnings (deficit) (21.35) (6.06) (0.60) Total shareholders'equity 78.65 93.94 99.40 Total liabilities andshareholders' equity 291.92 218.28 157.67