)  Expanding to 2 new businesses, namely Personal Loan / Nano Finance Business and the payment system for member stores (Merchant Network) 6 Forth Smart Service Public Company Limited (FSMART) 1Q19 Management

the Company’s branches. In addition, a variety of online transaction channels have resulted in the Cardless transactions currently accounted for 95% of total personal loan sales, which Promptpay service

credit card spending and acquisition of new credit card customers. In addition, our consolidated revenue from Personal Loan were 10,385 million baht, stable from previous year and consolidated hire

personnel directly responsible for fund management so as to ascertain and examine the acts of such personal; (b) methods and locations for the keeping of documents and evidences to be prepared for or used in

of the personnel directly responsible for fund management so as to ascertain and examine the acts of such personal; (b) methods and locations for the keeping of documents and evidences to be prepared

of written document or evidence for the acts of the personnel directly responsible for fund management so as to ascertain and examine the acts of such personal; (b) methods and locations for the

as the “Transaction”). The loan of USD 40 million is secured by the personal guarantee of the owner of Sakthi Group, Dr. Manickam Mahalingam, and CEO of Sakthi Automotive Group USA, Inc., Mr. Lalit

even further in the performance. Personal Loan Business J Fintech Co., Ltd, engages in personal loan business, improve its lending policy toward more high quality customer and attempt very hard on debt

) Skincare 58.24 16.67 70.27 22.73 12.03 20.66 2) Cleansing 24.47 7.00 30.13 9.74 5.66 23.13 3) Sunscreen and Cosmetic 4.12 1.18 3.45 1.12 (0.67) (16.26) 4) Personal Equipment 85.08 24.35 119.08 38.51 34.00

(shared 21% from personal loan and 18% from purposed loan for mobile phone, IT products, electrical appliances and etc. at department stores and over 17,500 dealers nationwide) with the revenues of 2,273