-General (Investment Management), along with SEC executives, representatives from business operators, the Association of Investment Management Companies (AIMC) and the Thai Life Assurance Association

(Auto 11 Lines) Fax: +66(0)2-192-3744 Page 1 of 2 -Translation- No. ED-MD19-002 28th February 2019 Subject : Clarification of changes in excess of 20% in the operating results for year ended 2018 To

reflected the SEC?s effort in the past years in implementing more stringent inspection on audit quality assurance system of audit firms. The quality of audit activities of Thai listed companies thus conforms

excluding the release of excess loan loss reserve, credit cost amounted to 2.40% of average loan with increase partly due to the provisions for loan commitments and financial guarantee based on TFRS 9. Basic

Baht 2,178 million mainly from the increase in personnel expenses. Expected Credit Losses (ECL) for 1Q20 totaled Baht 256 million, a decline of 47.1% comparing to Baht 485 million for 1Q19. The excess

standard deviation Warning • Investments in the mutual fund are not deposits. • The mutual fund’s past performance does not guarantee future results. 3 years 5 years 10 years Since inception Fund Benchmarks

ED-MD2020-0028 6th August 2020 Subject Clarification of changes in excess of 20% in the operating results for year Q2/2020 To Director and General Manager The Stock Exchange of Thailand Eureka Design

Discussion and Analysis Quarter 2 Ending 30 Jun 2020 13/05/2020 19:38 Clarification of changes in excess of 20% in the operating results for year Q1/2020 25/02/2020 20:12 Management Discussion and Analysis

the return of all licenses, or (2) in cases other than (1), where a capital reduction pertains to excess capital reduction that becomes unnecessary for business operations. In any case, it must be

firm must neither count the votes over the limit nor pay dividends for such excess holdings.  Some types of unitholders are, however, exempted from the one-third limit, such as, the Government Pension