. Financial Costs For the year ended 31 December 2018, the Company had financial costs in total of THB 67.37 million, a decrease of THB 17.72 million or 20.83% from the year of 2017 due to the fact that the

689 153 108 428 Operating Revenue Billboard and Other Street Furniture and Digital System Integration 1Q 2018 1Q 2019 1Q 2019 CONSOLIDATED P&L SNAPSHOT * IFRS 15 is effective for financial statement

, PBSB is now a subsidiary of MACO, and the consolidation of its financial performance has also begun in this quarter. INDONESIA – GENERATING PROFIT SINCE THE FIRST COMMERCIALISATION IN APRIL 2019

1st quarter financial statements as of May 31, 2021 which were reviewed by Deloitte Touche Tohmatsu Jaiyos Audit Company Limited. The operating performance is summarized are as follows. Overview

segments, we focus on creating innovations and managing financial products, as well as reinforcing our sales and service quality excellence, with greater consideration of consumer protection in order to

undertake the move the Company’s office in the future. 9. Source of Fund 30% is from the Company’s Working Capital, and 70% shall be the loan from the financial institutes. That means the Company shall get

% for the thick gauge compared to the previous year. Management’s Discussion and Analysis (MD&A) for year 2017 11 Performance With reference to the aforementioned financial statements, the Company reports

Discussion and Analysis (MD&A) for year 2017 (Revised) 11 Performance With reference to the aforementioned financial statements, the Company reports a consolidated net profit of THB 365 million and net loss of

-2495-1366 Website: www.kiatnakin.co.th http://www.kiatnakin.co.th/ 2 Management Discussion and Analysis (MD&A) For the first quarter ended March 31, 2019 comparing operating performance and financial

heightened competition from other financial institutions and non-bank players, KBank has focused on strengthening customer engagement through digital channels so as to reinforce our digital banking leadership