of Bt154 million; investments in associates of Bt38 million; deferred tax assets of Bt75 million; and other non- current assets of Bt26 million. A decrease in assets of Bt1,620 million from Bt18,121

NPL 220.2% 183.4% 190.9% 36.8% 29.3% Total capital adequacy ratio 20.04% 20.71% 17.96% (0.67)% 2.08% ** Less deferred revenue In 2019 Bangkok Bank and its subsidiaries posted a net profit attributable

and equipment 692.02 564.97 127.05 22.49% Goodwill 19.38 19.38 - 0.00% Intangible assets 14.49 13.68 0.81 5.92% Deferred income tax assets 5.61 3.98 1.63 40.95% Other non-current assets 106.39 117.93

recognised non-recurring items comprising of 1) COMASS’s acquisition related expenses of THB 2mn and 2) Net gain from deferred tax adjustment of THB 4mn. As a result, net profit from operation increased by

าหน่าย และ Deferred tax ลดลง เล็กนอ้ย ในส่วนของหน้ีสิน เงินกูย้มืระยะสั้นจากสถาบนัการเงิน (เจา้หน้ี T/R) เพิ่มข้ึน เน่ืองจากค่าเงินบาทแขง็ค่า ข้ึน ท าใหก้ารช าระเงินในส่วนของเจา้หน้ี T/R เร็วข้ึน ซ่ึง

acquisition Baht 175 million and the increase in deferred tax Baht 118 million while advance for construction work decreased by Baht 317 million, land and construction in progress and project development cost

deposits received from customers of 3,845 Million Baht, deferred tax liability on gain from JV transaction of 2,205 Million Baht. Total interest bearing debts equaled to 20,336 Million Baht. Shareholders

Baht, debentures (net) of 1,805 Million Baht and advances and deposits received from customers of 3,845 Million Baht, deferred tax liability on gain from JV transaction of 1,856 Million Baht. Total

total loans 3.9% 3.8% 3.2% 0.1% 0.7% Ratio of loan loss reserves to NPL 160.2% 154.0% 173.6% 6.2% (13.4)% Total capital adequacy ratio 18.17% 18.73% 18.32% (0.56)% (0.15)% ** Less deferred revenue Bangkok

non-current assets Other non-current assets accounted for THB 185.66 million or 6% of the total assets, an increase of THB 35.55 million due to increase in deferred taxes. • Liabilities As at 31