% when compared to the second quarter of 2018, high proportion of loan loss reserves ratio at 230.19%. LH Financial Group Public Company Limited Management Discussion and Analysis for the Second Quarter
(0.55) 0.02 Quick ratio (times) 0.54 0.12 0.13 (0.41) 0.01 Financial Policy Ratio Liabilities to equity ratio (times) 0.83 1.18 1.12 0.29 (0.06) Net interest-bearing debt to equity ratio(3) (times) 0.03
increase in short-term loans from financial institutions for the use of the Company’s working capital as well as current portion of long-term loan from the Company’s investments. Interest-bearing Debt to
MANAGEMENT DISCUSSION AND ANALYSIS FOR Q3/2019 7 9. KEY FINANCIAL RATIOS Key Financial Ratios As of 30 Sep 2019 As of 30 Sep 2018 Liquidity Ratio Current ratio (time) 0.45 0.41 Profitability Ratio 1) Gross
6 13 May 2019 KEY FINANCIAL RATIOS 2Q 2019/20 2Q 2020/21 31-Mar- 2020 30-Sep -2020 Profitability Ratios Liquidity Ratios Gross profit (%) 35.5% 8.1% Current ratio (times) 0.8 0.7 Operating EBITDA
. However, commercial banks remained tighten credit standards on loans to SMEs and household as their concern on a deterioration in debt serviceability especially weak financial position SMEs and high debt
repayment during the period. Trade and other payables increased by Baht 442.2 million. As at 31 March 2024, the debt to equity ratio was 0.42 times, the net debt to equity ratio was 0.35 times, the interest
cash received from long- term borrowings from a financial institution amount of THB 161 million and dividend payment amount of THB 417 million. Financial Ratio Analysis Financial Rate 12 months In 2018