allocation 3.4 กำรจดัใหมี้ fact sheet และรำยงำนส ำหรับ FC 3.5 กำรจดัใหมี้ fact sheet ส ำหรับสมำชิก 3.6 กำรจดัใหมี้ขอ้มูล retirement option ส ำหรับสมำชิกท่ีเกษียณหรือออกจำกงำน 3.7 กำรผอ่นคลำยเกณฑก์ำรลงทุนให
Summary of operations and the factors that make a significant change Summary of Operations for the Year 2023 Operation Overview Annual Balance Change 2023 2022 2023 VS 2022 Million baht (MB) (MB) % Total
Summary of operations and the factors that make a significant change Summary of Operations for the Year 2022 Operation Overview Annual Balance Change 2022 2021 2022 VS 2021 Million baht (MB) (MB) % Total
% 2.2% 29.9% 27.2% (2.7%) Net profit margin1 (%) 17.7% 8.1% (9.6%) 19.7% 7.1% (12.6%) Number of branches as at Dec 312 38 39 3% 38 39 3% 2019 2020 Change +/(-) Change +/(-) Q4/19 Q4/20 Operating highlight
company's true earnings from its normal operations. To exclude the assessment of the fair value of net assets and allocation of business acquisition costs as well as the effects of accounting standards, in
the company’s strategies and policies on the business continuity management (BCM) and the business continuity plan (BCP), including allocation of resources and budgets to relevant units properly, and
management (BCM) and the business continuity plan (BCP), including allocation of resources and budgets to relevant units properly, and shall arrange following up and compliance with the said policies and plans
investment. Focus was on an asset allocation strategy for long-term investment that offers consistent returns in spite of a highly volatile environment. We are aware that diversification holds the key to
government’s measures. The health and safety of our customers and associates remains our top priority. We rapidly transformed and adapted to the change in consumer behavior by utilizing the Company’s existing
from investors, the management company shall: (1) Arrange to have a work system ensuring allocation of duties and responsibilities to the respective work units; supervision of its operation; risk