13.21 Tier 1 capital 12.93 13.38 12.47 14.33 13.21 Total capital 16.75 17.39 16.52 18.28 17.21 2 Consolidated capital information for March 2021 will be disclosed with the reviewed financial statements 11

) number 7092                Miss PICHAYA PRAISUNWIT, Certified Public Accountant (CPA) number 9694 SEC HELP Center 1207 info@sec.or.th Last Updated 12 August 2024 Last Reviewed 12 August 2024

book value of assets shown in the Company's financial statements at a certain point in time. In undertaking this valuation, the IFA referenced reviewed financial statements as at December 31, 2018

fair problem-solving and complaint handling; (8) prudent controls, monitors and audits; (9) efficient operating systems and business continuity plans. KBank has thoroughly reviewed our market conduct

as calculated based on the total value of consideration criterion, which gives the highest transaction value (according to the latest reviewed financial statements of the Company for the period ended

audited or reviewed financial statements are available on SEC website (www.sec.or.th) or SET website (www.set.or.th) (6) Material Encumbrances As at 31 December 2018, the Tender Offeror has material

statements of the Company for the financial year ended 31 December 2017, 2018, and 2019 and the quarterly reviewed financial statement 2/2020 for the period ended 30 June 2020. 3.1 Financial statements of the

with Respect to the Information in Documents Sent to Shareholders The Board of Directors of the Company have reviewed the information in this Information Memorandum with their best effort to access and

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

financial statements and 30 June 2017 according to reviewed consolidated financial statements are summarized below; Unit: Million Baht Period ended 31 December 2015 Period ended 31 December 2016 Six-Month