of the Bank continuous close monitoring of asset quality. NPLs for the real estate segment continued to decline further to 13.6% at the end of 2018 from 21.4% at the end of 2017. Capital Market

financial liquidity and the cash flow for debt repayment and business operation, as the Company has continuous loss. Thus, the Company considers the business restructure of the Company’s group, whereby the

1.4% for 1Q21 comparing to 1.9% for 1Q20 from continuous cost management in line with the decline in policy rate and market deposit rates during the past periods. Overall, resulting in loan spread for

514 -8.7% -3.6% 4 1Q20 MD&A Advanced Info Service Plc. 1Q20 Financial Summary (Pre -TFRS 16) Revenue Total revenue reported Bt42,845mn, flat YoY and -12% QoQ resulted from global pandemic and continuous

. โครงการของบริษทั ผลิตไฟฟ้า นวนคร จ ากดั ส่วนขยาย (คืบหนา้ร้อยละ 92.3) 2. โครงการบริหารจดัการขยะครบวงจร หรือ Rayong Waste to Energy: WTE (คืบหนา้ร้อยละ 57.5) 3. โครงการ Energy Recovery Unit: ERU (คืบหนา้ร้อย

funds as well as expertise in various industries and is also ready to offer funding to support the Company’s continuous operation in the future. The transactions will also help the Company to repay its

a capable investor having readily available funds as well as expertise in various industries and is also ready to offer funding to support the Company’s continuous operation in the future. The

. Enclosure 4 14 continuous operation in the future. The transactions will also help the Company to repay its debts owed to the Mahachai Group. (For details of the readily available funds, expertise in various

handling; In this regard, the high-level management should arrange for a procedure in notifying and acknowledging the related personnel of the policies and the practices as well as a procedure for continuous

personnel of the policies and the practices as well as a procedure for continuous and regular monitoring and amending of the policy. 3. The management should determine the guideline for conducting compliance