depreciation of asset in each branch. Q4/2023 vs Q4/2022YoY • Selling Expenses in Q4/2023 was THB 98 million, increased by THB 16 million or 20% from Q4/2022 mainly due to an increase in employee expenses and

various provinces across Thailand. Apart from marketing expenses, employee expenses also decreased by THB 19.24 million, caused by the company's decision to reduce accrued bonus this year, compared to 1

THB 105.99 million, an increase by THB 17.45 million YoY (+19.72%) and accounting for 2.97% of total income. The increased expenses were mainly caused by (1) Employee expenses an increase of THB 11. 35

due to the increase in branch staff employee expenses and rental fee of dessert café, corresponding to the increase in number of branches. • Selling Expenses to Total Revenue in Q2/2023 was 27.4

by THB 15 million or 15% from Q3/2023 mainly due to the increase in employee expenses, branch rental expenses, and transportation expenses. • Selling Expenses to Total Revenue in Q3/2024 was 26.6

"Advice iStore. Bonus estimation increased from last year. Increased seminar and training costs from in-house employee development programs and employee health insurance benefits Expenses related to the IPO

employee?s choice ของกองทุนสำรองเลี้ยงชีพ 2566 ปรับปรุงล่าสุด 13 มกราคม 2568

และจัดให้มีทางเลือกการลงทุน (employee?s choices) ที่เหมาะกับสมาชิก ในขณะที่ผลักดันให้มีทางเลือกกองทุนหลากหลายประเภท อาทิ กองทุนแบบ life path หรือ target date fund ที่บริษัทจัดการจะทำหน้าที่เลือกการลงทุน

decisions for investors. Following a referral from Maybank Kim Eng Securities (Thailand) Plc., the SEC?s further inspection has revealed that Panita, who was an employee of Maybank Kim Eng Securities

suspicious trading behaviors of a UBS employee who was responsible for executing securities trading for or on behalf of its clients, all of which are institutional clients.  According to the SEC findings