subsidiary, dividend income and the compensation from the cancellation of the agreement) divided by ASK. Cost per ASK (CASK) : The sum of operating cost, sale expenses, service expenses and the remuneration of
pay rates for employees who have worked for a period of 20 years or more to be entitled to receive not less than 400 days’ compensation, compared to 300 days previously 4 3Q19 MD&A Advanced Info Service
compensation from the cancellation of the agreement) divided by ASK. Cost per ASK (CASK) : The sum of operating cost, sale expenses, service expenses and the remuneration of the executives of the Company
security system must be in place, which includes system readiness, service continuity, and monitoring of business partners regarding IT security and customer data privacy protection. KBank will be able to
saving and convenient service such as: 3.1 LH Bank M Choice Service is a financial transaction with security global standard on smartphone and iPad. This service provides an easy-to-use and response in
guideline for risk assessment according to the degree of importance of the outsourced function; (6) information security system of a service provider for protecting the information of the intermediary and the
assessment according to the degree of importance of the outsourced function; (6) information security system of a service provider for protecting the information of the intermediary and the clients; 5 Clause 9