% growth in the previous quarter, as a result of private consumption and public investment showed contraction while export of goods, private investment and government expenditure expansion. In addition, the

E_1 Legal_FA_2015_12_29-c A HibrWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending September 30, 2018 The Thai economy in the third quarter of 2018 grew at a

mainly to employee expenses and repair and maintenance of premises and equipment expenses, whereas marketing expenses fell. As a result, our cost- to-income ratio stood at 42.70 percent, which was still

; (3) Thai government securities as follows: (a) treasury bills; (b) Government bonds; (c) Bank of Thailand bills and bonds; (d) bonds, bills of exchange, promisory notes, or debentures under which the

government securities as follows: (a) treasury bills; (b) Government bonds; 3 (c) Bank of Thailand bills and bonds; (d) bonds, bills of exchange, promisory notes, or debentures under which the Ministry of

. Including uncertainty from the US economic policy Therefore, the overall of the world economy is growing at a slower rate. While the Thai economy continues to grow at a slow rate as well Although the economy

costs control measurement on both service costs and administrative expenses as well as the lower financial costs, the Company’s net profit was Bt144mn, decreasing of 1.1% YoY. As at the end of 3Q19, the

projects to foreign suppliers. During the period first quarter of 2023, Thai Baht was appreciated compared to exchange rate at the end of the year 2022 which led to the Group has loss on exchange rate for

Baht 61.2 million, was done in February 2020. As at 31 March 2020, Epicure has delayed the investment in this new subsidiary. On 18 February 2020, the Company entered into the investment agreement with

Public Company Limited Ocean Commerce Public Company Limited (the “Company”) would like to inform that the Board of Directors’ Meeting No. 3/2018 held on June 12, 2018 at 14.00 p.m. has resolved the