tax 0.05 0.01% 0.42 0.06% 0.15 0.03% - 0.00% Provision for construction losses 7.98 1.19% 7.85 1.04% 0.57 0.12% 0.15 0.03% Short-term loan from Directors - 0.00% - 0.00% - 0.00% - 0.00% Short-term loan

- Financial instruments standards by adjusting the cumulative effects to retained earnings and other components of equity on 1st January 2020. Therefore, the Group did not adjust the information presented for

aim to become the “Best Contact Center” through provision of service information, banking news and complaint handling available 24 hours a day in four channels, i.e., K-Contact Center, KBank Live social

situations of which are as briefed below; Figure 3 EGCO’s equity contracted capacity of electricity in 2019 classified by country Thailand 56% South Korea 16% The Philippines 13% Lao PDR 10% Indonesia 3

, the Company shall comply with the provision under the Notifications on Connected Transactions accordingly. The Company must comply with the Notification of Acquisition or Disposal of Assets and the

endeavor is intended to extend our service capabilities beyond the banking realm. In this quarter, we placed greater importance on system management beyond just financial service provision, especially with

Digital Banking Business, effective on August 29, 2019, which established criteria for service provision as follows: 1. Eligible banks must have readiness based on their expertise and must prioritize risk

plan, focusing on provision of knowledge and environmental, social and governance (ESG) compliance, at both the national and international level, including analysis, comparison and assessment of KBank

provision for the decommissioning cost in natural resource business at THB 52 million. 7. Impairment loss determined in accordance with TFRS 9 at THB 895 million mostly from the higher amount of expected

year's provision of employee's severance pay corresponding to revision of the Labour Protection Act (effective on 5 April 2019). • Depreciation and amortization for the first nine months of 2020 was THB