was contributed largely by (i) the implementation of cost-saving measures as part of a response plan to COVID-19 situation which reduced the operating costs and selling and administrative expenses

organized various activities to give them some benefits and maintain the customers base. The bank has provided the services in the various deposit accounts such as Saving Deposit Account, Biz Saving, Saving

organized various activities to give them some benefits and maintain the customers base. The bank has provided the services in the various deposit accounts such as Saving Deposit Account, Biz Saving, Saving

partly because the overall household purchasing power was not sufficiently strong and household debt remained elevated. Private investment picked up in line with the improved economic outlook, and with

partly because the overall household purchasing power was not sufficiently strong and household debt remained elevated. Private investment picked up in line with the improved economic outlook, and with

Bangchak Corporation Plc. I 2 03 Table of Contents 06 08 22 25 27 29 Executive Statement Summary of Income Business Performance 8 - Refinery & Trading 13 - Marketing 15 - Power Plant 17 - Bio-based Products

give them some benefits and maintain the customer base. The bank has provided the services in the various deposit accounts such as Saving Deposit Account, Biz Saving, Saving Super Shield Account, Non

give them some benefits and maintain the customer base. The bank has provided the services in the various deposit accounts such as Saving Deposit Account, Biz Saving, Saving Super Shield Account, Non

unlicensed DA business operators; otherwise, they will not be legally protected and will be at risk of being scammed, as well as facing money laundering risks. The list of licensed business operators is

operators, as they may not be protected by the governing laws and may fall victim to frauds and scams. The list of SEC licensed and approved business operators and personnel can be checked at www.sec.or.th