services performance of the cloud provider; (d) procedures for data migration to the new cloud provider in case of any replacement of the cloud provider. 6 Clause 10 An intermediary shall have in place the
of digital technology, which has shaped a new trend of consumption amid intensified borderless business competition via digital channel. To brace for these numerous challenges, KBank prioritizes the
financial transaction services to offset reduced income after the waiver of fees for funds transfer via digital channels. By the end of the fourth quarter, banks should be prepared for new rules and
, increasing by 4% from last year, including 2.38 million credit cards increased by 3% y-y and 5.43 million member cards increased 4% y-y. For branch development network, the Company has opened 1 new branch and
13 million baht or 1% y-y, and represented 34% of total revenues. The Company continues to expand its customer base by launching new privileges and campaigns to AEON credit cardholders. For example
volume growth. There were an expansion of service station locations, the number of service station as of the end of 2018 was 1,175 locations, with 74 new service stations. The company has also rebranded
Company has been able to maintain financial liquidity, so there is no significant impact of COVID-19 on debt obligations. Meanwhile, the Company has taken stringent measures to manage and control its costs
and hospitals, including the launch of a new credit card product, namely the AEON NextGen Digital Credit Card, the Company's first digital credit card that delivers innovation and advanced security
dormant credit card accounts to boost spending and sustain asset quality. It has also targeted new segments, such as young online shoppers, by introducing high secure digital credit cards aligned with its