securities business operator in the category of mutual fund or private fund management or as trustee or custodian; (2) a financial institution established under other laws and later licensed to undertake

- ร่าง - 1 Nov 9, 2018 Subject Management Discussion and Analysis for the period of three months and the period of 1st half ended 30th September 2018 To President of the Stock Exchange of Thailand

- ร่าง - 1 February 11, 2020 Subject Management Discussion and Analysis for the periods of three months and nine months ended 31st December 2019 To President of the Stock Exchange of Thailand

Microsoft Word - MD&A Q2-2563_Eng12 Nov 2020 Nov 12, 2020 Subject Management Discussion and Analysis for the period of three months and the period of 1st half ended 30th September 2020 To President

- ร่าง - 1 Nov 11, 2019 Subject Management Discussion and Analysis for the period of three months and the period of 1st half ended 30th September 2019 To President of the Stock Exchange of Thailand

12,862 13,009 13,377 4.0% 2.8% 25,869 26,386 2.0% (Gain) loss on disposals of PPE 16 8 -1 -106% -112% 16 7 -53% Management benefit expense -40 -45 -38 -5.5% -16% -80 -82 3.0% Other financial cost -4 -5 -8

, despite global and domestic economic uncertainties. Customers continue seeking solutions that enhance flexibility, enable effective cost management, and foster sustainable growth. Mobile business continues

attached hereunder: “ intermediary ” means a securities company or a derivatives intermediary. “ fund management company ” means a securities company licensed to undertake securities business in the category

such shares. 3. VAVA including their related persons to VAVA under Section 258 of the Securities and Exchange Act will not send any person to be directors and/or management in the Company. 7. Other

of the Information Technology of a Securities Company. 2. Segregation of Duties. 3. Physical Security. 4. Information and Network Security. 5. Change Management. 6. Backup and IT Contingency Plan. 7