)% 3.6% Interest expenses Deposits 5,288 5,616 5,102 (5.8)% 3.6% Interbank and money market items 405 310 257 30.6% 57.6% Contributions to the Deposit Protection Agency and Financial Institutions

right time with ever-greater consideration of consumer protection and customer privacy, taking into account the changing customer expectations. Along with this, we focus on predictive risk management

; therefore, it is considered as an offer of newly issued share at a price lower than a market price pursuant to the Notification of the Capital Market Supervisory Board Re: Permission for Listed Companies to

decreased 53% to THB 381m in Q3 2019 from THB 815m in Q3 2018. Net Profit decreased 55% to THB 407m in Q319 from THB 905m in Q318, due to lower operating profits in Q319 vs Q318. Quarter Quarter % THB '000

tariff is relatively lower than other projects and 2) the lower of natural gas price of 4.4% y-on-y in Q4’2019 which generally reflects our steam price. Electricity Sales to PEA / MEA • Electricity sales

due to the remaining excess capacity. Average headline inflation in the second quarter of 2017 is at 0.10 percent, slightly lower than a 0.30 percent rate in the same period last year and a 1.25 percent

high gross profit margin from sale of goods at 42.7%, despite the decrease from 44.2% compared to the same period last year due to lower sales resulted from the store closure.  The Company managed

excellence, with greater consideration of consumer protection in order to deliver excellent financial products and an unsurpassed service experience to all our customers. Meanwhile, KBank places equal

(loss) from associates and JV (26) 159 (185) -116.4% Net profit attributable to equity holders 216 397 (181) -45.6% Total revenues in Q1 2019 were slightly lower than last year, primarily due to lower

Securities Co., Ltd. (“KT ZMICO”) which the Company have 49.71% shareholding, decreased by Baht 17.17 million. This was mainly caused by lower fee and service income and brokerage fee from the 17% decrease in