:  Equity and Derivatives Brokerage Business Phatra Securities Plc. (“PTSEC”) operates Agency Business providing both securities and derivatives brokerage services to local and foreign institutional investors

Securities Plc. (“PSEC”) operates Agency Business providing both securities and derivatives brokerage services to local and foreign institutional investors, as well as high net worth individuals under Private

digital capability for improved access to a large number of customers and better understanding of customer demands in local markets. Meanwhile, we act as a digital platform provider, focusing on non

รายไดค้่าบริหารโครงการ ค่าธรรมเนยีมการตลาด ค่าธรรมเนยีมการค า้ประกนั ดอกเบีย้ และอืน่ๆ file:///C:/Users/tisakorn/AppData/Local/Microsoft/Windows/INetCache/Content.MSO/DFE112C8.xlsx%23RANGE!_ftn1 ค ำอธิ

Dusit Suites Hotel Ratchadamri Bangkok, have no longer accepted new bookings.) • Overseas owned hotels may also be temporarily closed depending on the local situation and respective government policy

. Consumer spending is expected to remain weak as prolonged impact from pandemic lingers over declined income of local businesses, their workers as well as increased household debt. Moreover, recovery on

insurance business and non-life insurance business, whether operating under Thai or foreign law. “local auditor” means an auditor being able to legally audit according to the laws or rules of the country

; “State agency” means central administration, regional administration, local administration, financial institutions development fund, Bureau of Crown Property and other agency as specified by the Office

pressure during the low season and flood impact, temporarily boosting purchasing power and alleviating some local concerns. The mobile industry maintained positive sentiment despite the low season, along

Capital Structure • Total assets increased by 13.3% from the end of 2018 to Baht 114,038 million as of September 30, 2019, primarily due to the continual expansion of project portfolio both local and