performance Operating performance in Q1/2018, the revenue of mobile phone distribution slightly decreased by 1.1%, compared to Q1/2017. The business of non-performing loan management, however, increased by 50

representing 7% of total company customers. The Company and subsidiaries have managed liquidity risk of operating cash flow under the COVID-19 situation with soft loan facilities of 5 billion baht from

by the COVID-19 and politics in Myanmar as well as the Bank of Thailand cut the ceiling rates of interest rates on credit card from 18% to 16% per annum and personal loan from 28% to 25% per annum

described as follows: Profit and Loss Statement (Consolidated) Unit : Million Baht Consolidated Separate 2Q/22 %YoY 1H/21 1H/22 %YoY 1H/21 1H/22 %YoY Credit card income Loan income Hire-purchase income Other

4Q/22 1Q/23 %QoQ %YoY 1Q/22 1Q/23 %YoY Credit card income Loan income Hire-purchase income Other income 1,810 2,628 267 780 1,994 2,538 255 766 1,951 2,534 240 734 (2%) 0.1% (6%) (4%) 8% (4%) (10%) (6

-term loan, the group used money from the initial public offering to pay short-term loan in quarter 3/2017 and it led to the financial cost of the existing business to be significantly decreased from

have more liquidity demand for short term loan decreased, financial cost and cheaper financing compared to the same period of previous year. Net Profit In the six-month period ended 30 June 2017 and 2016

expenses in Q2/2017 was Baht 4.0 million, or 3.47% decreased from Baht 4.1 million of Q2/2016. This was due to nearly the same short term loan requirement level and interest rate. As a result of the

for the loan from Xayaburi Power Company Limited, in which the contract was signed on May 17, 2016. In 1H/2017, administrative expenses amounted Baht 913.70 million, a rise of Baht 167.94 million or

million decreased by 14% compared to the same period at the previous year. This is because during May 2017 the Company issued and offered newly ordinary shares to repay loan from bank. The capital increase