commercial banks’ performance and certain sources of revenue, alike. 3 1.3 Regulatory Changes Significant regulatory changes that may have affected KBank’s and K Companies’ business operations included

’ debt servicing ability. 5 1.3 Regulatory Changes2 Significant regulatory changes in 2017 that may have affected KBank’s and K Companies’ business operations included:  Relaxation of Foreign Exchange

transactions and services. 1.3 Significant Regulations and Rules related to Business Operations Significant regulations and rules that may have affected KBank’s and K Companies’ business operations included

and Rules related to Business Operations2 Significant regulations and rules that may have affected KBank’s and K Companies’ business operations included:  Rules for Foreign Exchange Control The Bank of

1,563 million for 1Q17. The comprehensive income included revaluation of available-for- sale securities as a result of the capital market volatility. Summary of Performance of the Bank and subsidiaries

income of Baht 1,563 million for 1Q17. The comprehensive income included revaluation of available-for- sale securities as a result of the capital market volatility. Summary of Performance of the Bank and

previous year of 2.56 percent. However, if the extra profit from the sale of unused land of Baht 23.12 million had not been included in the net profit of previous year, the net profit would increase by Baht

included in the net profit of previous year, the net profit would increase by Baht 29.07 million or an increase of 9.70 percent from the same period of previous year, due to effective management of

Baht 1,476 million in 1Q18. The comprehensive income included revaluation of available-for-sale securities as a result of the capital market volatility. Summary of Performance of the Bank and

and governance (ESG 100) of the year 2019 by Thaipat Institute for the fifth consecutive year and the company’s shares have also been included in the Universe of ESG 100 securities group in 2019