for 3Q18 declined from 7.7% to 7.3% yoy from the expansions of loan portfolio in the low yield segment – housing loans, corporate lending and real estate 6 development loans. Meanwhile, cost of fund for

result, the Corporate Group could not sell its products to the export market or through modern trade stores. In addition, the consumers have put off decision for purchasing new homes in housing projects

(after the paid up capital registration but prior to exercise the conversion right of all convertible debentures), and SUTGH shall hold the Company’s Convertible Debenture 265,000 units, which is

warrants issued 1,711,334,815 units Exercise ratio 1 VGI-W2 to 1 ordinary share of VGI Exercise price THB 10.00 Terms 4 years Exercise period Quarterly Issuance date 11 September 2018 Expiration date 10

investors as follows: “Prior to making an investment decision, investors should carefully exercise their own judgment when considering detailed information relating to the issuer and the terms of the

of the company The purchase of WICE SG's ordinary shares in Portion 2 is as follows: WICE and WICE SG shareholders have agreed that WICE can exercise the right to purchase WICE SG shares. The remaining

revenue or THB 328mn decreasing by 1.5% YoY. Cost of sales decreased from THB 482mn to THB 466mn or THB 16mn due to the exercise of assets optimisation in the last quarter. Cost-to-sales ratio increased

Thai Asset Management Company when applying for authorisation of offering for sale of the Thai Covered Fund in Hong Kong. 2.3 Limitations on exercise of the voting right The regulations which normally

Bank loan portfolio registered growth in all segment except for hire-purchase which still contracted during 2017. Housing loans increased by 204.8%, micro SMEs including SME Car3x loans expanded at 83.9

– 2016. The Bank loan portfolio registered growth in all segment except for hire-purchase which still contracted during 2017. Housing loans increased by 204.8%, micro SMEs including SME Car3x loans