% since, during Q2- 2017, the Company’s account receivables which past due up to 3 months and over 12 months increased mainly resulted from long payment process of customer which are state enterprises that

because in the past the company employed employees who have graduated below the bachelor’s degree, mixed with graduated employees with a bachelor’s degree, while now, the company currently has a new

and the economic situation as principles. Over the past five years, the Company pays dividends to the shareholders fairly in a reasonable rate according to the economic situation in that moment and

71.29 million or 10.99% when comparing to the same period of last year. However, sale of real estate business derived in the third quarter was higher than the past two quarters and was more than the third

calculated from the 4 Company’s reviewed consolidated financial statements for the period ended 30 September 2017 in which the Company has no asset-disposing transactions over the past six months prior to the

growth and stability of the Company. However, the target customers of the Company have encountered the problem of household debts during the past few years. The loan approval criteria of financial

million increased by 5.44% from last year. The contributions were from export sales 74.8% and domestic sales 25.18%. In the past year, the Company still confronted with many challenges to its business. The

due to THB 531 million positive change in foreign exchange gain (loss) and higher operating profits. Past Performance Analysis Revenue Analysis Group Sales increased 5% in 2017 at THB 21,551 million

%. This was because efficiency in collection business increase number of collector staff increase and non-performing loan portfolio acquired in the past. The revenues from collection of purchased account

the Company’s connected transactions in the past 6 months before the Company entered into 2016 Receiving Financial Assistance Transaction, the total value of Connected Transaction is 3.41 percent of NTA