1,342.54 96.75% 729.94 97.88% 83.92% Profit from operating activities 45.11 3.25% 15.84 2.12% 184.79% Finance cost 2.89 0.21% 0.90 0.12% 221.11% Profit before income tax expenses 42.23 3.04% 14.94 2.00

size of the Company’s credit balance accounts. As at 31st December 2017, the Company’s margin loan balance was Baht 2,872 million, an increase of 45% from the previous year. The Company controls the risk

offer for sale of baht bonds, the foreign entity issuer must obtain an approval and adhere to the obligations specified by the Ministry of Finance. However, given the changing contexts and landscape of

(loss) from purchase price negotiation - - - N/A N/A 227 - N/A Profit before finance costs and income tax expense 1,728 1,375 1,244 -28% -9% 5,324 5,654 6% Finance costs (369) (339) (379) 3% 12% (1,069

565 million. Lombard Loan, a multi-purpose credit facility for Wealth Management clients using financial assets as collateral. Current outstanding loans totaled Baht 7,947 million, increasing by 26.7

Credit Business which will focus on loan expansions to retail and Small and Medium Enterprise segment, the goals will be on building efficiencies, creating standards, identifying new alternative channels

achieve combined results in the three business objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which will focus on loan

objectives which the Group places focus upon 1) Credit Business 2) Private Banking and 3) Investment Banking. For Credit Business which will focus on loan expansions to retail and Small and Medium Enterprise

loyalty fee, rental fee, construction fee, decoration fee, equipment fee, and other expenses relating to the Project; Hero Experience has entered into credit facilitie agreements on May 23, 2018 with the

amount of THB 240,000,000. The loan comprises the 2 long-term loans which are THB 150,000,000 and THB 90,000,000. The Company will provide the credit guarantee for Hero Experience by mean of business