by Quarter Change Q3–23 Q4–22 Q3–23 VS Q4–22 (MB) (MB) % Cash and cash equivalent 1,157.3 1,486.6 (329.3) (22.2) Trade and other receivables 2,475.4 1,890.7 584.7 30.9 Contract assets 980.8 1,130.7

Jan-Dec 2019 Million Baht % Million Baht % 1. HR Solutions 1.1 Human Resources and Payroll Outsourcing services 237.36 45.4% 257.09 41.9% 1.2 Income from software and human resources system 159.63 30.5

Million Baht % Million Baht % 1. HR solutions 1.1 Human Resources and Payroll Outsourcing services 60.16 45.8% 64.97 49.0% 1.2 Income from software and human resources system 45.58 34.6% 43.62 32.9

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ending March 31, 2019 In the first quarter of 2019, the Thai economy continued to sustain its growth. Overall, however, it was plagued by weak exports and tourism amid the global economic slowdown. Aside from these challenges, businesses had to contend with more complex competition, regulatory changes, and technological advancements which affected consumer behavior. KASIKORNBANK has e...

Baht. Progress on court’s consideration and legal enforcement of the main debtors 1.1 Media Agency Thai Co., Ltd. is a debtor in the Air Time Management Right Sale Contract. The debtor failed to follow

Media Agency Thai Co., Ltd. is a debtor in the Air Time Management Right Sale Contract. The debtor failed to follow the contract and the company filed a lawsuit to Thonburi Civil Court with the sued

Air Time Management Right Sale Contract. The debtor failed to follow the contract and the company filed a lawsuit to Thonburi Civil Court with the sued capital of 323,296,077.43 Baht. As of now, the

Right Sale Contract. The debtor failed to follow the contract and the company filed a lawsuit to Thonburi Civil Court with the sued capital of 323,296,077.43 Baht. As of now, the court made judgment on

investment for the project is budgeted at 237 million baht. Project Name The minimum purchase amount per day (cubic meter) The total purchase amount (Contract 10 years) (cubic meter) Selling water to

operations, KBank has centralized all necessary functions after customers’ credits have been approved, including legal and contract- related matters, preparation of collateral agreements, credit limit setup