following details. Financial performance Statement of income Consolidated financial statements for the year 2018 2017 Change (Audited) (Audited/Restated) Increase (Decrease) THB Million % THB Million % THB

(Audited) (Restated) % Change Cash and cash equivalents 127 122 +4% Trade receivables 891 705 +26% Inventories 676 897 -25% Other current assets 121 173 -30% Total current assets 1,814 1,898 -4% Property

: Overall Financial Performance Unit: million baht Jan-Jun 2019 % Jan-Jun 2020 % Change % YoY Revenues 273.96 100.0% 355.64 100.0% 81.68 29.8% Cost of sales and services (147.42) (53.8%) (190.73) (53.6

Thailand. In addition, JFin Coin is aimed to trade on the leading international trading. Management Discussion and Analysis Quarter 1/2018 Page 4/8 Jay Mart Public Company Limited Financial Technology

19.5%. There was thus the significant change of the liability in Q1/2018 as follows. 1. Trade accounts payable has increased by 900.5 million baht which was due to an increase of accounts payable of

million and the selling expense to revenue from main business ratio is at the rate of 1%. There is no significant change of selling expense from those of the prior year. Administrative expenses In 3Q17, the

profit from related technology business, the higher administrative expenses i.e. doubtful accounts - trade and other receivables, impairment loss on assets and the higher finance cost. As a result, overall

Discussion & Analysis Q4/2021 Operating Highlights in Q4/2021 Q4/20 Q4/21 Change +/(-) 2020 2021 Change +/(-) (THB million) %YoY %YoY Operating Revenue 207 188 (9%) 768 620 (19%) Gross Profit 127 112 (12%) 468

from the slow economic growth of trading partners, the protectionist trade policies between the US and China and the down-cycle of electronic products. In the tourism sector, the number of tourist

the Three-month and Six-month Periods Ended 30 June, 2019 Page 1 (Translation) 1. Significant events of the 2 nd quarter of 2019 1.1 Change of the Company’s name and seal On April 12, 2019, the 2019