, and has continuously increase in sales of motorcycle of tires and tubes in Malaysia with 4 distribution warehouses. Therefore, after NDR has consolidated financial statement with FKRMM, NDR’s profit

investments and net fees and service income, mainly from lower fees from loan-related services, combined with the decline in fees from transaction services caused by the exemption of transaction fees via

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE UNREVIEWED AND UNAUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

(THIS REPORT DISCUSSES PRINCIPAL CHANGES ON THE REVIEWED AND AUDITED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE SECOND

the same period last year, reflecting the concentration of domestic demand. This, combined with structural factors such as the expansion of the global value chain and e-commerce, increased the

increase in yield on earning assets in all categories, combined with an increase in average loan volume. Consequently, interest income rose by Baht 2,329 million which was attributable to interest income

consolidated financial statement ended 31st March 2015. This is classified as Type 2 of asset acquisition with the size of more than 15% but less than 50%. The Company had disclosed a report of Information

investment value of THB 1,450 million (excluding land value). The transaction size is equivalent to 36.50% of the Company and its subsidiary’s total assets as appeared on the Company’s consolidated financial

before FX per share (Baht) 5.71 4.95 0.76 Leverage Ratio and Liquidity Ratio Quarter 3 Quarter 2 Change Increase/(Decrease) 2017 2017 Debt to equity ratio (Time) - Consolidated 1.34 1.36 (0.02) - Company

management discussions and analysis regarding consolidated financial performance and position of the Company and subsidiaries (the “Group”) for the 3-month and 6-month period ended 30 June 2019 as follows