increase of dividend income by 51.5% and the decrease of recording bad debts and doubtful accounts by 69.7%. Basic earnings per share for the first quarter of 2019 were Baht 0.038 per share, increased by

management of its capital structure to be resilient towards the volatile money market and capital market, as well as maintain its financing cost at an optimum level for its businesses going forward. Dividend

, dividend income and other operating income. In the fourth quarter of 2018, net non-interest income amounted of Baht 513.2 million, increased by 22.7% when compared to the fourth quarter of 2017, mainly from

, net - - n.a. 8 n.a. - 230 n.a. Gain on financial liabilities designated at fair value - - n.a. 284 n.a. - 160 n.a. Gain (loss) on investments, net (0) (18) (99.6) 50 (100.1) 60 530 (88.7) Dividend

lower gains on investments and the change in the presentation of dividend income and loan related fees following the adoption of the TFRS 9, while fees from securities businesses continued to grow

Ratios Debt to Equity times 0.42 0.42 0.45 Interest coverage times 531.88 227.59 95.03 Dividend payout (%) 55.85%* 55.65% 67.84% * Pending for approval from the 2019 annual shareholders’ meeting Operating

6,428 24.6% Share of profit (loss) from investment for using equity method 21 (22) 16 195.5% 31.3% 78 205 (62.0)% Gains on disposal of assets 165 195 209 (15.4)% (21.1)% 1,049 1,196 (12.3)% Dividend

income tax and represented in other profit and loss comprehensive income Baht 0.3 million while interim dividend payment period amounted Baht 88 million. Yours faithfully, Winner Group Enterprise Public

or 108.0%. Due to the Group had drawn down long-term loans for Bt1,203.7 million, while repayments of long-term loans and financial lease payment amounted to Bt218.5 million and dividend payment to its

Financial Policy Ratios Debt to Equity times 0.40 0.42 0.42 Interest coverage times 3,095.00 545.41 222.73 Dividend payout (%) 76.07%* 55.96% 55.68% * Pending approval from the 2020 annual general meeting of