” in the Notification of the Securities and Exchange Commission No. KorChor. 5/2552 Re: Definitions used in the SEC’s Notifications Relating to Issuance and Offering of any Type of Debt Securities dated

operation and progress tracking of the Company, the Company shall conduct in accordance with the laws, regulation and relevant notification of the Securities and Exchange Commission and the SET. Please be

accordance with the laws, regulation and relevant notification of the Securities and Exchange Commission and the SET. Please be informed accordingly. Your sincerely, Demeter Corporation Public Company Limited

for the health of customers. Regarding the business operation and progress tracking of the Company, the Company shall conduct in accordance with the laws, regulation and relevant notification of the

of the Company, the Company shall conduct in accordance with the laws, regulation and relevant notification of the Securities and Exchange Commission and the SET. Please be informed accordingly. Your

laws, regulation and relevant notification of the Securities and Exchange Commission and the SET. Please be informed accordingly. Your sincerely, Demeter Corporation Public Company Limited - Sureeporn

shall conduct in accordance with the laws, regulation and relevant notification of the Securities and Exchange Commission and the SET. Please be informed accordingly. Your sincerely, Demeter Corporation

Financial Reporting Standard No. 9: Financial Instruments (TFRS 9), the bank has considered the expected credit losses according to TFRS 9 and notification of the Bank of Thailand. In the third quarter of

payments, transfer and raise funds, make loans, and perform asset-management planning. In addition, banks are benefitting from advances in IT and customer analysis using Big Data Analytics and artificial

with the country’s move towards a cashless society. Technology innovations make it easier to make payments, transfer and raise funds, provide loans, and manage financial assets. Digital finance helps to