2019 (COVID-19), the Government sector has issued several Emergency decrees such as closing of border checkpoints, closing of department stores and prohibiting traveling across provincial areas. As a

several financial institutions. A summary of the key operational matters and events for the 2nd Quarter 2020 Financial Highlights 2Q 2020 2Q 2019 Change 6M 2020 6M 2019 Change THB million % Sales THB

, expanding by 3.8% from the end of 2020. SMEs loans were Baht 29,713 million, contracted by 1.5% from the end of 2020. SMEs loan comprises of several business sectors including Apartment & Hotel, Logistics

improve in 2H’2020. Meanwhile, several segments such as packaging and shipyard still grew strongly. • The tariff of electricity sold to IUs in Thailand increased 0.6% y-on-y in Q2’2020 to 3.32 THB/kWh and

the pandemic, this year several agricultural areas in Thailand has already started to experience severe drought, the condition that will impact crop production and income of a large rural population

continued to scale up several platforms to serve all customer segments. Our VDO, named AIS PLAY, received higher awareness, with current active subscribers growing to 4mn as we provided additional value for

remains fragile with the recession risk creating uncertainties in several regions. At the same time, the geopolitical risk continues catalyzing global supply chain disruption and affects industrial supplies

several other central banks in Asia gradually adopted a more accommodative stance in response to the weakening global economy amid looming risks. The US central bank cut its policy rate to 2.00-2.25 percent

for tapering or ending their quantitative easing stance at the end of the third quarter of 2018. Given this, several emerging economies including those in Asia may be challenged by fluctuating

balance sheet, whereas the European Central Bank was gradually tapering its quantitative easing stance through reduced monthly asset purchases. Likewise, several other central banks signaled steps to be