established any loss reserve in its accounts. Executive perspective for business trends in 2020 The Company's management foresees that the Company emphasis on caravan service at end of half year 2020 with

approve the omission of annual dividend payment for the operation of 2019 and the omission of appropriation of earning for legal reserve. Agenda 5: To consider and approve the appointment of the directors

48.24% of total assets respectively. For the first 3 months of 2020, legal reserve equal to 4.24 THB mn and unappropriated retained earnings equal to - 2. 39 THB mn. The main reason that retained earnings

statements for the year ended 31 December 2019 Agenda 4 To consider approving the suspension of allocation of net profit as legal reserve and the suspension of dividend payment from the operational results for

. Consequencely, the Company has not established any loss reserve in its accounts. Executive perspective for business trends in 2020 The Company's management foresees that the Company emphasis on caravan service

2018 performance which showed a net loss of 2,040.57 million baht due to the accounting of impairment reserve for investment records and other records in relation to a company in which TRC had invested

 ꃂ숀 ꃂ⠀Ѐ⤎숀 การใช้ทรัสต์ในการออกใบสำคัญแสดงสิทธิอนุพันธ์ ꃂ숀 ꃂ숀 ꃂ숀 (ง)ꃂĀ㈎⌎ᔎㄎ䤎܎ᨎㄎഎ਎㔎䀎܎㐎ᤎ⨎㌎⌎ⴎ܎숎 (Reserveꃂ愀挀挀漀甀渀琀⤀숀 หรือเงินทุนทยอยชำระꃂ⠀匀椀渀欀椀渀最숀 fund)ꃂ䌀ᤎ⌎㤎ᬎᜎ⌎ㄎ⨎ᔎ䰎䀎Ḏ㜎䠎ⴎĎ㈎⌎਎㌎⌎『⬎ᤎ㔎䤎䌎ᤎĎ㈎⌎ⴎⴎĎ⬎㠎䤎ᤎĎ

to reserve a conversion right of convertible debenture, par value, interest calculation and payment method, conversion period, redemption, adjustment of conversion rights, and a circumstance where the

customer expectations, consumer protection and customer privacy. Beyond these strategies, we focus on predictive risk management with the aim of maintaining KBank’s stability as a leading financial

expenses For the three-month period ended 30 June 2020, the Company has one-time expenses, which are • Write off withholding tax and write off fixed asset 1.4 THB mm • Reserve potential loss from litigation