; • 35% reduction within the year 2030 • Zero CO2 by the year 2040 The Company has implemented environmental development through strategic plans. Digitalization Roadmap since 2017 and implementation of

. Digitalization Roadmap since 2017 and implementation of resource management in business operations, which are; 1. Reducing the use of paper and plastic; 2. Waste management; and 3. Management of electrical energy

Geography2 Wind & Solar 56.2% Clean Power 21.3% Water Sustainability 16.4% Clean Technology 6.0% Cash 0.2% Continental Europe 39.2% U.S. 36.4% U.K. 12.5% Asia Pacific 4.9% Canada 3.8% Latin America 3.0% Cash

Recovery Unit โดยการเข้าซ้ือหน่วยผลิตไฟฟ้า (Energy Recovery Unit:“ERU”) ซ่ึงเป็นส่วนหน่ึงของโครงการพลงังานสะอาด (Clean Fuel Project : “CFP”) ของบริษทั ไทยออยล ์จ ากดั (มหาชน) (“ไทยออยล์”) เพ่ือรับโอนกรรม

regulatory changes, especially new mortgage measures which will come into force in April 2019, implementation of the Basel III capital requirements, and preparations for International Financial Reporting

debt will continue to be a drag on household spending. However, public policy continuity, including the implementation of infrastructure projects such as the Eastern Economic Corridor (EEC), will support

from 1.0 percent in 2019. Private consumption will likely remain subdued from the elevated household debt. Fiscal stimulus, an accommodative monetary stance and clarity in the government’s implementation

attractive natural fatty alcohols price than synthetic fatty alcohols as CPKO price falling. In the meantime, supply was impacted by temporarily shut down of some Chinese producers due to implementation of the

another’s, while the Company has been building foundation in the past 3 years to expand into ASEAN market. The Company set its sales growth of 5-10% in 2019. The implementation plan for the year 2019 is

implementation of TFRS 9 from January 1, 2020 onwards, the amount of loan loss provisions required would be higher but would still be lower than the total loan loss provisions the Bank currently has and the excess