Limited would like explanation about the Company’s financial performance and operation result and submit our reviewed financial statements for Quarter 1/2017 Summary of the Company’s for the three-month

fixed interest rate from 2.05 to 3.01 percent per annum to reduce financial cost and risk management from floating interest rate. As a result, the Company has saved interest expense approximately by Baht

Operating Results and Financial Position of the Company and its subsidiary 1.1 Analysis of Overall Operating Results for the Company and its subsidiary for the six-month period ended June 30, 2019 Table 1

(THIS REPORT DISCUSSES PRINCIPAL CHANGES TO THE UNREVIWED CONSOLIDATED FINANCIAL STATEMENT) LH FINANCIAL GROUP PUBLIC COMPANY LIMITED MANAGEMENT DISCUSSION AND ANALYSIS FOR THE FIRST QUARTER ENDED 31

Amortization (125) (3) (143) (3) 18 (13) (124) (3) (1) 1 EBIT 161 4 244 5 (83) (34) 165 4 (4) (2) Net Financial Costs (5) (0) (8) (0) 3 (38) (5) (0) - - FX Gain/Loss(1) (1) (0) (8) (0) 7 (88) (10) (0) 9 (90

1 GLOCON.018/2020 May 15th, 2020 Subject Management’s discussion and analysis for 1st quarter of 2020 Attn. The President The Stock Exchange of Thailand Management’s analysis Consolidated Financial

Quarter Ended 31 March, 2020 Page 1 Executive Summary Unit : Million baht 2020 2019 Total revenues * 4,506.78 4,014.33 492.45 12.3 Total cost and expenses * 2,522.92 2,311.10 211.82 9.2 Gain (Loss) on

make further decision. 2. Operating Results (Company and Subsidiaries) Total revenue of the consolidated financial statements for Q3/2019 amounted 72.6 million baht compared to Q3/2018 with total revenue

Page 1 of 3 GEL.CS.003/2562 28 February 2019 Subject: Management Discussion and Financial Analysis for the operating results as at December 31, 2018 To: Director and Manager The Stock Exchange of

East Coast Furnitech Public Company Limited (“ the Company” ) would like to report on Management Discussion and Analysis from the Separate and Consolidated Financial Statements of the 2nd quarter and 6