Public Company Limited’s (the “Company”) Board of Directors Meeting No. 4/2023 held on 11 May 2023 passed a resolution to certify the financial statements and the performance for the three-month period

Company Limited’s (“Company”) Board of Directors Meeting No. 1/2024 held on 22 February 2024 passed a resolution to certify the financial statements and the performance for the year ended 31 December 2023

Public Company Limited’s (the “Company”) Board of Directors Meeting No. 3/2024 held on 10 May 2024 passed a resolution to certify the financial statements and the performance for the three-month period

Instrument Baa1 Baa1 Baa1 Subordinated Debt Instrument Baa3 Baa3 Baa3 Financial Strength (BCA) baa2 baa2 baa2 Outlook Stable Stable Stable Standard & Poor’s Long-term Counterparty Credit Rating BBB+ BBB+ BBB

Group Public Company Limited (the “Company” or “CBG”), are pleased to submit management discussion and analysis regarding consolidated financial performance and position of the Company and subsidiaries

claim loans totaled Baht 607 million. Lombard Loan, a multi-purpose credit facility for Wealth Management clients using financial assets as collateral. Current outstanding loans totaled Baht 6,273 million

607 million. Lombard Loan, a multi-purpose credit facility for Wealth Management clients using financial assets as collateral. Current outstanding loans totaled Baht 6,273 million, an increase of 62.2

. The financial impact is on reduction of ‘other receivable’ and ‘provision for revenue sharing’ on balance sheet while there is no impact on the income statement. 2. In 3Q21, AIS has announced a 50:50

Analysis (MD&A) 2019 Page 3/8 profit equal to 67 million Baht. It was due to a result of the strict credit control by the Company, causing an increase in revenue from collecting (Bad Debt Recovery

sale of foreclosed assets. Current outstanding financial claim loans totaled Baht 617 million. Lombard Loan, a multi-purpose credit facility for Wealth Management clients using financial assets as