effective cost management and prudent cost control measures to maintain its profitability. In 3Q18, net profit stood at THB 2,620 mn, a 5.5% increase YoY. Net Profit In 3Q18, CPN reported a net profit of THB
prudent management. The reserves are to provide a cushion against the increasing uncertainty from the economic contraction due to the impacts from Covid-19 which are still difficult to predict the final
loan (NPL) ratio was at 3.6 percent with strong loan loss reserves to NPL at 183.4 percent. The Bank continued to focus on prudent control over credit underwriting and risk management to ensure loan
program rights was granted by the Company's Managing Director (MD) to authorize this transaction. 2. The Company recognized revenue from sales and delivery of program rights to two new local customers, whom
Franchise Fee* • In-store dessert and beverage sales across 38 outlets under “After You” and “Maygori” brand • Take-home product sales including customer purchases at branch and orders through food delivery
delivery. In addition, the Company attempted to increase sales by engaging in the development of products with customers to create reliability for customers in dealing businesses with the Company. Return on
increased in relation to the increase of the sales revenue. At the end of Q2/2017, unbilled receivables are increased by 23.02% from the year end of 2016 because there are some projects under delivery and
delivery and acceptance as per its scope prior to the billing conditions. Advance Payment for Goods and Services At the end of 2016 and of Q3/2017, the Company reports its advance payment for goods and
of Shareholders No. 1/2017 in the case of any issue concerning the preparation of documentation and information which results in a delay in the delivery of documentation and information to the