net investments (including net investments in associates) as of December 31, 2018 were categorized into securities with one year or less to maturity of Baht 145,295 million, securities with more than

and destruction services, anti-counterfeiting solutions, systems management services and membership management services. The sales and services income generated by TBSP can be categorized into four

, document storage and destruction services, anti-counterfeiting solutions, systems management services and membership management services. The sales and services income generated by TBSP can be categorized

, anti-counterfeiting solutions, systems management services and membership management services. 5 The sales and services income generated by TBSP can be categorized into four groups as follows: 1. Revenue

owner, the intermediary shall provide services to the client as if such person is retail investor. When the intermediary has already categorized type of the client , the intermediary shall notify the

. For NPLs, the underlying collaterals are under the debtors/customers ownership. Our NPAs are categorized as land for residential and commercial use where the tax rate starts from 0.03-0.06% per year.

ค้ำเพ่ือให้บริกำรเหมำะสม (Client Due Diligence) 2.4 กำรทบทวนข้อมูลลูกค้ำ/ กำรท ำควำมรู้จักลูกค้ำเชิงลึก (Ongoing/ Enhanced KYC) 3. ระบบงานที่เกี่ยวข้องกับการน าเทคโนโลยีมาใช้ในการท าความรู้จักลูกค้า 33

fund to support ongoing business. Potential Factors and Impact 1. Supportive Factors 1.1 NPLs in the financial institution system are growing consistently along with the expansion of new loans. This will

baht to 1,630.1 million baht for the six-month period. This was derived from a growing number of employees, especially flight crews which aligned with ongoing fleet plan and annual increase of salary and

with ongoing fleet plan, and annual increase of salary and wages. 17 ASIA’S BOUTIQUE AIRLINE Aircraft Rental Costs: the aircraft rental costs increased from 1,272.7 million baht to 1,656.6 million baht