remain low. At the end of 3M18, the same store sales of restaurants in Cambodia increased by 4.1 percent while the same store sales in Singapore and the UK declined by 14.9 percent due to a higher

majority income of the Company derived from service income which accounted for 99.10% to 99.79% of total revenue. At the end of December 31, 2017 and December 31, 2018, the Company had income from services

efficiently in control. Statement of Financial Position as of June 30, 2020 The consolidated total assets as of 30 June 2020 marginally changed from end of Y2019. There was the flow of asset from cash to fixed

deposits declining from the end of last year as a result. Regarding the quality of loans, the ratio of non-performing loan (NPL) to total loans slightly increased from the end of 2018 to 3.0 percent. V3 22

end of 2016 equal to 231.3 million baht or 10.2% percent due to a higher in leasehold right and building and Property Development Cost from “Newera Condominium Project”   JAS Asset Management Discussion

Microsoft Word - draft J _ IR 60 ชี้แจงผลการดำเนินงาน ปี 2560_ENG edit   JAS Asset Management Discussion and Analysis for FS2017 Page1/4 - Translation - Ref. J61/001 22 February 2018 Subject

JAS Asset Management Discussion and Analysis, Q2/2019 Page1/4 - Translation - No. J62/008 6 August 2019 Subject: Management Discussion and Analysis, 2nd Quarter Ending 30 June 2019 Attention

. For the third quarter of 2017, the Company recorded bad debts and doubtful accounts of 1,185 million baht, decreasing by 13 % y-y. This is a result of improving asset quality and also collection

year. As the loan quality was relatively stable, the ratio of gross non-performing loans (NPL) to total loans was 2.9 percent, nearly the same level at the end of 2017. The Bank of Thailand’s Senior Loan

27/08/63 2 Thai Banking Industry In the second quarter, the commercial banking system in Thailand faced challenges as the Covid-19 outbreak affected economic and financial systems. At the end of June