integrated risk management (IRM), effective capital management and creation of a culture of risk awareness organization-wide. All these efforts are aimed at maintaining KBank’s stability as a leading financial
our status as a leading financial institution which can efficiently cope with potential economic uncertainties, KBank emphasizes predictive integrated risk management (IRM) through the establishment of
& STRATEGY (maintained) All guidance is based on Pre-TFRS 15 Core service revenue Mid-single digit growth Consolidated EBITDA margin Stable from last year Budgeted CAPEX Bt20-25bn Dividend policy Minimum 70
Advanced Info Service Plc. 2019 MANAGEMENT OUTLOOK & STRATEGY (maintained) All guidance is based on Pre-TFRS 15 Core service revenue Mid-single digit growth Consolidated EBITDA margin Stable from last
(maintained) All guidance is based on Pre-TFRS 15 Core service revenue Mid-single digit growth Consolidated EBITDA margin Stable from last year Budgeted CAPEX Bt20-25bn Dividend policy Minimum 70% of
Thailand remained stable. Capital funds and reserves were at a high level and were able to support the challenges of uncertain economic conditions. The performance of the Thai banking system improved, mainly
the new products. Therefore, the overall sales figure of the quarter remains stable. 2. The consolidated gross profit margin was 13.14%, increased from the same period of last year at 8.12%. The company
of March 2019, deposits continued to expand while loans dropped slightly. Consequently, the ratio of loans to deposits declined from the end of 2018. However, loan quality was relatively stable as the
credit card spending and acquisition of new credit card customers. In addition, our consolidated revenue from Personal Loan were 10,385 million baht, stable from previous year and consolidated hire